Blanco County News
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The Real Estate Corner is provided by Waymond Lightfoot with REMAX Genesis in Blanco. For more information, visit the REMAX Genesis website or call them at 830-833-2000.
, By Texas Assoc. of Realtors
Wednesday, November 14, 2012 • Posted November 16, 2012
If you’re in the middle of your home search, you have probably already considered the important financial commitment you’re about to make. In addition to a down payment, there are other costs associated with the homebuying process, such as applying for and securing a loan, hiring an inspector and getting title insurance.
, By Texas Assoc. of Realtors
Wednesday, November 7, 2012 • Posted November 8, 2012
If you’re selling your home, being up front with your buyers about problems with your property, such as prior flooding or a defective roof, is required by law and can help lead to smoother negotiations. That’s why full disclosure – a seller’s obligation to disclose known material facts about properties for sale – is critical when it comes to a successful real estate transaction. Disclosure laws were created to protect buyers, but they also protect sellers.
, By Texas Association of Realtors
Wednesday, October 31, 2012 • Posted November 2, 2012
You’ve decided that you’re ready to buy a home. While there are many decisions you’ll have to make during the process, one will be whether you should go for an existing home or a newly constructed property. With advantages and disadvantages to each, you’ll likely have to make tradeoffs no matter which you choose.
, By Texas Assoc. of Realtors
Wednesday, October 24, 2012 • Posted October 25, 2012
You’ve found the perfect house – or buyer – and you’re on your way to closing, where ownership of the property is officially transferred and money changes hands. This final stage of a real estate transaction has many steps. Your Texas realtor can help you navigate the closing process and answer questions that may arise, but here’s some advice to help you prepare. Understand the closing process Before closing, buyers should review everything that has been done in connection with insp ...
, By Texas Assoc. of Realtors
Wednesday, October 17, 2012 • Posted October 19, 2012
While some real estate transactions are completed with the acceptance of an original offer, it’s more common to see negotiations, or counter-offers, between buyers and sellers before the deal is done. Even though the counter-offer phase of a real estate deal may seem overwhelming, you can make it through with the help of your Texas REALTOR® and some insight on what to expect. The basics of counter-offers At its most basic, a buyer usually submits an offer with specifics on the purchase pri ...
, By Texas Assoc. of Realtors
Wednesday, October 10, 2012 • Posted October 13, 2012
When you think of your ideal home, do you envision a detached, single-family house with a big lawn? Many people do associate this image with homeownership, but the best fit for you might be a historic townhome on a tree-lined street or a top-floor penthouse overlooking a city skyline. Whatever you imagine, choosing the right property depends on your situation and goals.
, By Texas Assoc. of Realtors
Wednesday, October 3, 2012 • Posted October 5, 2012
At some point during your homebuying process, the topic of title insurance is likely to come up. Like most types of insurance, title insurance is better to have and not use than need it and not have it available. But what is it, why do you need it, and how does it work? What is title insurance?
, By Texas Association of Realtors
Wednesday, September 26, 2012 • Posted September 30, 2012
When you’re looking for a good restaurant, you might get some advice from a friend, coworker, or family member. The same is true when you’re searching for a real estate agent to help you buy or sell a home. In fact, referrals are one of the top ways that agents get new clients.
Wednesday, September 19, 2012 • Posted September 21, 2012
Did you know that buying a home can require new vocabulary? As part of your homebuying research, learning real estate-related terms will make you an educated buyer and put you in a powerful position to purchase your first home. Appraisal When you purchase a home, your lender will require a property appraisal.
, By Texas Assoc. of Realtors
Wednesday, September 12, 2012 • Posted September 13, 2012
Real estate transactions are complicated, and misunderstandings occur all the time. It doesn’t matter if you’re outlining your relationship with an agent, making an offer on a home, negotiating repairs or handling some other element of a real estate transaction. Get it in writing or face an increased risk of ending up involved in a lawsuit. Start with good form The best way to obtain a written record of an agreement in a real estate deal is to use a form specifically created for your tran ...
, By Texas Association of Realtors
Wednesday, August 29, 2012 • Posted August 31, 2012
If you’re buying a home, it’s likely that you’ll be applying for a mortgage. Before lenders decide what they’re willing to offer you, they will want information about your employment history, salary, bank-account balances and your credit history. Are you aware of what they will find? You can’t afford not to get your credit report The Fair and Accurate Credit Transactions (FACT) Act of 2003 made it possible for consumers to access free copies of credit reports (also called credit-file ...
, By Texas Association of Realtors
Wednesday, August 22, 2012 • Posted August 24, 2012
Think back to when you were a first-time homebuyer. Were you excited but overwhelmed? It’s not unusual to feel that way as a first-time seller either, and it’s just as involved a process, if not more so, but knowing what you can expect can make the selling process go smoothly.
, By Texas Association of Realtors
Wednesday, August 15, 2012 • Posted August 16, 2012
If you’re planning to buy a home, you likely have a long to-do list. But one item that should take priority is obtaining pre-approval or pre-qualification for a mortgage loan. Either scenario puts you in a stronger position as a buyer, but they mean different things. Are you qualified? To get pre-qualified for a home loan, you must provide a lender approximate income, current debts, and any important details from your credit history.
, By Texas Association of Realtors
Wednesday, August 8, 2012 • Posted August 10, 2012
Whether you’re selling your fifth home or your first, there are many ways to be a smarter seller. Being prepared and taking an active role can help you reduce stress and lessen your property’s time on the market. Remember that you're the one who can provide the most accurate information about the condition of your home.
, By Texas Association of Realtors
Wednesday, August 1, 2012 • Posted August 3, 2012
Buying a home is a time-consuming, yet exciting, journey. From approvals to finding the home you want to buy, your Texas REALTOR® can help you at every step along the way. Advice from your Texas REALTOR® will help you out in the long run. But there’s a lot you can do to make the process go smoothly.