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Are you getting a home warranty?
Paragon C&D Builders / Vallone Real Estate
Wednesday, July 4, 2012 • Posted July 5, 2012 3:28 PM

Always ask your builder what kind of warranty they give. And get it in writing. Personally, we still follow the State Minimum Warranties according to TRCC (Texas Residential Construction Commission). The terms on a new home are defined below. The commission adopted a set of limited warranties and building and performance standards. The adopted limited warranties include a one-year workmanship and materials warranty; a two-year mechanical and delivery system warranty; a ten-year structural warranty; and a ten-year warranty of habitability.

Parts covered for one year include exterior concrete, framing, drywall, insulation, exterior siding, trim, masonry, stucco, roofing, doors, windows, and interior flooring. The two-year warranty covers the delivery systems of the plumbing, electrical, heating, air-conditioning and ventilation systems. Major structural parts are covered for ten years including the footings, foundations, beams, columns, load-bearing walls, roof framing systems and other parts that support the home.

The ten-year warranty of habitability addresses hidden defects discovered after the expiration of a given warranty period. For example, after the two-year warranty ends, a nail hammered into a pipe later rusts away and leaks, making the house unfit or unsafe for humans to live in. Although the plumbing warranty ended, the fact that an unseen defect led to an unsafe or unfit condition within ten years of the home’s completion makes the defect subject to the warranty of habitability.

Within TRCC, the performance standards provided objective minimum standards that every home built or remodeled in Texas must meet. In every case, the minimum warranties and standards are more stringent than those required by federal Department of Housing and Urban Development standards. The standards were created with input from consumers, builders/remodelers, suppliers, municipalities, inspectors, warranty companies and the Construction Science Department at Texas A&M University through a publicly open process.

TRCC is no longer around. It was a protection for home owners, but some home owners thought it was protecting only the builders, so the program was dissolved. Too bad, because there is no other program to protect the home owners. The good builders would following the rules and register all new homes and remodels on this site.

Make sure you get everything in writing when you sign the contract with the builder. You need to protect yourself. Be sure and ask your builder if you get the warranties stated above on your new home.

For ALL Your Real Estate and Building needs or questions, call Debbie at (713)818-6658 or (830) 833-4249 / debbie@vallonerealestate.net

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