There is a lot of planning in a new home. First, need to draw or find your plans for your home, and settle on a builder. Once we get that established there are other major steps to complete. Let’s break down some of those steps needed prior to starting the actual construction.
Drawings have been completed and you have a builder lined up. Make sure you have everything in writing and signed between you and your builder. The builder will lay out all the next steps. If you are using a general contractor, plans will go out to the subcontractors. Plans will go to engineering. You want to make sure the plans get the stamp of approval from engineering. Determine if you will handle the site work or the builder. In this case, let’s assume the builder will. He will coordinate getting your plans through the architectural committee if you are building in a subdivision for approval. You should have initially read over the requirements for building in a subdivision and included all requirements. Requirements can include set back lines, how much masonry might be required, what type of drive will be necessary, how to handle additional buildings, etc. If you are in the city, permits need to be pulled.
Other site work can include getting a survey, electric on the property, drilling a well, and eventually adding a septic system. Drive ways and landscaping can also fall into the site work.
Once you have signed the agreement, the builder will start with some of the site work and the necessary permits. Next is to get the foundation engineered. Inspections can also be set up for different points of the project. Inspections are highly recommended, but not necessary when You will be asked for a first draw of money. Here you should have a schedule for the different points a draw of money will be necessary. Some lenders, if you are using a lender, will send out their own inspectors to make sure the project is going as the schedule indicates prior to releasing additional money. Once you pay the first draw, you will start to see activity on the grown.
Once the new construction begins, you can follow the schedule of each of the steps. Talk to your builder and make sure they communicate the process to you. At different points, you might be asked to select appliances, stone, paint, stucco, plumbing fixtures, and more, that is if you have not already selected everything. You might have budget items for certain things. If you do, you might come under or go over your budget, make sure you discuss how your builder handles this.
You should have been given an estimate on the time it will take for the new construction. If not, ask for one. Will it take 6 months, 9 months, or a year to build your home? Most builders can stay on schedule, accept if the weather interferes. Enjoy the process and always keep those communication lines open with your builder. You want to be happy to move into your new home and enjoy it.
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